Drawing of light green palms on a dark green background

Using Insurance at Selva

A clear, step-by-step guide to our insurance process

Before Your First Session

We believe therapy works best when expectations-clinical and financial-are clear from the start. Insurance can be complex, so we've outlined our process below to help you understand how using insurance at Selva Wellness Collective works before your first session.

The Insurance Process at a Glance

Six steps from your first inquiry to ongoing care

Request

Submit the consultation request form with your insurance and scheduling details

Consult

Optional complimentary consultation to explore fit with your clinician

Schedule

Book your first session and complete intake paperwork via the client portal

Verify

Verify your insurance benefits and submit documentation at least 48 hours before your session

Attend

Attend your therapy session in person or via telehealth

Billing

We submit claims on your behalf and communicate any balance updates

Step 1: Complete the Consultation Request Form

Begin by submitting the consultation request form on our website.

You'll be asked to:

  • List the insurance plan you currently carry
  • Share your ideal availability for sessions
  • Indicate any preference for a specific clinician, if applicable

We recommend reviewing our Our Team page beforehand to learn more about each clinician's specialties and the insurance plans they accept.

Out-of-Network Option: If we do not accept your insurance, you may still work with us as an out-of-network (OON) client. Superbills are available upon request for potential reimbursement.

Step 2: Optional Complimentary Consultation

All Selva Wellness Collective clinicians offer complimentary consultations, though a consultation is not required to begin services.

After submitting your request, you may choose to schedule a complimentary consultation with the clinician you're matched with or have requested. This step is entirely optional.

A consultation may be helpful if you would like to:

  • Ask questions about the clinician's therapeutic style or approach
  • Share what you're hoping to work on in therapy
  • Explore goodness-of-fit before committing
  • Clarify logistics, including insurance and scheduling

If you already feel ready to begin therapy, you may opt to move directly to scheduling your first session without a consultation.

There is no pressure to commit during a consultation. Its purpose is simply to support informed decision-making.

Step 3: Schedule & Complete Intake Paperwork

Once you decide to move forward, you'll schedule your first session and receive access to our secure client portal.

Prior to your first appointment, you'll be asked to complete:

  • Informed consent for services
  • Intake questionnaires and clinical assessments
  • Credit card information (required to keep on file)
  • Insurance information

Therapy services cannot begin until all required documentation is completed.

Step 4: Verify Your Insurance Benefits

While our administrative team verifies benefits on our end, clients are responsible for verifying and understanding their own insurance coverage.

Through the client portal, you'll receive a downloadable Insurance Verification Form (PDF). You will:

  • Contact your insurance provider directly
  • Ask specific questions about mental health benefits (deductibles, copays, coinsurance, authorization requirements, session limits, etc.)
  • Complete the form in full

Once completed, please email the following to info@selvawellnesscollective.com:

  • The completed Insurance Verification Form
  • A copy of your government-issued photo ID

⏱️ Timing requirement: This information must be submitted at least 48 hours before your first scheduled session to allow time for benefit verification.

Why this step is required: Insurance benefits are often complex and may change throughout the year. This dual-verification process helps ensure you clearly understand your financial responsibility before services begin.

Please note: Insurance verification is not a guarantee of payment.

Step 5: Attend Your Therapy Session

Once benefits are verified, you'll attend your scheduled session either in person or via telehealth, depending on your clinician and treatment plan.

After each session, your copay or coinsurance amount will be charged to the card on file within 24 hours.

Step 6: Claims Submission & Billing Follow-Up

Our billing team submits all required claims and documentation to your insurance company on your behalf.

In some cases:

  • Claims may be processed differently than initially estimated
  • Deductibles may apply after sessions begin
  • Adjustments may be required once insurance responds

If any changes impact your balance, our team will communicate those updates clearly.

Insurance & Financial Responsibility

To align with informed consent standards:

  • Insurance benefits are estimates, not guarantees
  • Clients are responsible for all charges not covered by insurance
  • Changes in insurance coverage must be reported promptly
  • Balances resulting from denied or adjusted claims remain the client's responsibility

Our Commitment

We aim to make the insurance process as transparent and supportive as possible so you can focus on your care. Our team is available to help guide you through each step.